We need a 50-dollar initial deposit in order to open the account.我们需要50美金的初始存款以开设账户。
Please set up your 4-digit pin number. 请设置你的四位数密码。
Tip:美国银行卡密码是四位数，而不是六位数。
Would you like to activate your online banking account? 你想激活你的网上银行账户吗？
Here are your online ID and temporary password. When you get home, you can log in your account and follow the directions on your computer to set up a permanent password. 这里是你的网银账户名和临时密码。回到家后，你可以登录网银账户并按照电脑上的指示操作去设置网银的永久密码。
With your online banking account, you can check your balance, view your transactions, transfer your money, and pay bills online instead of going to the bank. 网银账户让你不用去银行，就可以在线查看余额、交易信息和转账记录，并支付账单。
I’ll set up the account for you right now. Just give me five minutes to process the information. 我现在立刻会为你设置银行帐户，给我五分钟我就能处理好这些信息
You are all set. Here is your temporary debit card, which you can use for now. You will receive your permanent debit card in 7-10 business days. 银行账户开设成功了。这是你现在可以使用的临时借记卡。你将在7-10个工作日内收到你的永久借记卡。
Here are your documents. All the information related to your bank account and 10 free checks are inside. 这是你的文件。所有与银行账户有关的信息和10张免费的支票都在里面。
Is there a monthly maintenance fee for this account? 这个账户有月维护费吗？
No，we don’t have any monthly maintenance fee. 不，我们不收取任何的月维护费。
Yes, there is a 12-dollar monthly maintenance fee. But you can avoid this fee if you maintain an average daily balance of $1,500. 是的，每个的月维护费为12美金。但是如果你能保持账户里平均每日有1,500美金余额的话，则可以避免此费用。
Tip：大家在银行开户时，千万要问清月维护费的数额和免除要求；要不然存个钱不仅一分钱利息拿不到，每个月还净亏十几美金。
Is there a surcharge if I withdraw money from out-of-network ATMs?
从非本银行的自动取款机取款时收手续费吗？
Yes, there is a 5-dollar surcharge per transaction.是的，每次交易(存取款)需要支付5美元的手续费。